At that time, we were talking about how someone with fellowship income can actually get a mortgage - non-W-2 fellowship income because tis is a tricky thing that we talked about in that episode. It was while we’re recording this on Apand he was last on about a year ago. And Sam was actually on the podcast before in Season Two, Episode Five. My brother Sam Hogan, who is mortgage originator. Will You Please Introduce Yourself Further?Ġ1:34 Emily: I’m welcoming back to the podcast today. Without further ado, here’s my interview with my brother Sam Hogan. Over the past year, Personal Finance for PhDs has referred so much business to Sam that he has become an advertiser on the podcast.
At the end of the interview, Sam shares why he loves working with PhD home-buyers.
Sam details the unusual strategies he has learned over the past year of working with PhD clients to help them get approved for mortgages, even with non-W-2 fellowship income. Sam relays what it takes to qualify for a mortgage in terms of credit score, and debt load, including the special way deferred student loans play into the calculation. And today, my guest is Sam Hogan, a mortgage originator with prime lending who specializes in PhDs and PhD students, particularly those receiving fellowship income. IntroductionĠ:33 Emily: Welcome to the Personal Finance for PhDs podcast, a higher education in personal finance. Now they only have two and a half years of continuance, where someone, if they had reached out a year earlier about their future, and how they’re planning to purchase home when they were in a new area, that is the perfect slam dunk way to do it. I’ve seen letters with three years of continuance, but they’ve reached out to me after one semester has passed. Personal Finance for PhDs: Subscribe to the mailing listĠ0:00 Sam: It’s always best for a PhD student to be as proactive as possible.Personal Finance for PhDs: Financial Coaching.Related episode: “This Grad Student Defrayed His Housing Costs By Renting Rooms to His Peers”.Contact Sam Hogan via phone: (540) 478-5803 or email: Listen to a previous episode with Sam Hogan: Purchasing a Home as a Graduate Student with Fellowship Income.At the end of the interview, Sam shares why he loves working with PhD home buyers. He details the unusual strategies he has learned over the past year of working with PhD clients to help them get approved for mortgages, even with non-W-2 fellowship income. Sam relays what it takes to qualify for a mortgage in terms of credit score, income, and debt load, including the special way deferred student loans play into the calculation. In this episode, Emily interviews her brother, Sam Hogan, a mortgage originator with Prime Lending who specializes in PhDs and PhD students, particularly those receiving fellowship income.
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